Collates information from a variety of sources on the borrowing habits of adults in the UK. This information, such as details of credit agreements, payment records, court judgements etc is supplied to lenders who use it in their credit scoring or underwriting systems. Details of personal records can be obtained by writing to the agency and enclosin...
Found on
http://www.encyclo.co.uk/local/20194
When assessing your application, a mortgage lender will study your records. These records are held centrally by credit reference agencies, and contain information for many different aspects of your life.
Found on
http://www.encyclo.co.uk/local/20452
An organisation that collects and holds information on a persons credit history. Lenders will normally approach one or more of these agencies to obtain details on an applicant`s credit history.
Found on
http://www.encyclo.co.uk/local/20464
Used by banks to check people's identity and credit history when they apply for credit. The information provided includes whether they are a voter at the address they provided (this means they'll be on the electoral register), whether they have failed to repay debts, or whether they have been taken to court for not paying back a debt. Everyone is a...
Found on
http://www.encyclo.co.uk/local/20546
An agency which holds information about the credit reliability of consumers and makes the... <a target=_blank href='http://www.finance-glossary.com/terms/credit-reference-agency.htm?id=327&ginPtrCode=00000&PopupMode=false' title='Read full definition of credit reference agency'>more</a>
Found on
http://www.finance-glossary.com/pages/home.htm
These are the agencies that compile credit records of consumers and releases the information to companies offering credit terms, such as Equifax or Experian. You are legally entitled to a copy of your Statutory Credit Report by post for a fee of
Found on
https://www.encyclo.co.uk/local/21538
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